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Tom Nitsan is a great mortgage broker. He's with MPR Financial
(apparently, they're all great in that office). Refinancing is
very very easy when Tom's on the case. I did a lot of research
on my own and came up with nothing that could compare with what
Tom was offering. We chose the no-cost mortgage, which was absolutely
painless...
Jodi (homeowner)

Dear Ted: Thank you for making our first home buying experience
manageable and well-supported. You offered mortgage choices
that were clearly responsive our needs, and you made the facts and
figures easy to understand. When we encountered an unanticipated glitch,
you gave us great advice and advocated successfully on our behalf
with the lender. As novices to this experience, our biggest fear
was that we would be surprised by changes in terms or costs along the way.
You assured us that the figures would turn out as you initially presented
them and indeed the bottom line was right on target. It was a pleasure to
do business with you and we will unhesitatingly and confidently recommend
you to friends. Deborah & Jacques (homeowners)

I highly recommend Jon Riccardi at MPR Financial. We used a mortgage
broker 6 years ago with our first house and swore we'd never use one
again after all the shenanigans played on us. We financed our
second home directly through a bank. In January we wanted to refinance
and got quotes from all the banks which I felt were too high. Jon came
highly recommended from our financial planner so we went back on our
promise and used him. I couldn't have been happier. His business makes
its money on volume not junk fees and broker fees. Up front he tells
you what the costs will be and that's what they are when you go to sign
the papers.
Kathy (homeowner)
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Dear Jennifer: We would like to once again express our sincere
"thanks" for making this happen. As we zoomed through this process, we
realized many things - certainly getting the right mortgage and having
you on our team made the process enjoyable and efficient. We will
certainly have you in mind, when we get ready to refinance or buy our
next property, and, needless to say provide good reference and referrals.
Pleasure working with you. Harish (homeowner).

I highly recommend Tom Nitsan at MPR Financial. We worked with him when
we bought our house originally and he's helped us with 2 refinances.
He's really great about providing different options (rates, costs, points)
and explaining them. We've always found him helpful and really easy to
work with.
Kana (homeowner)

Dear Ted:
We wanted to thank you for helping us purchace of our first home.
You were very helpful during the entire process, answering any and
all questions we had with promptness, thoroughness and patience which
we think are hard to find. We would recommend you warmly to any of our
friends or family looking for a new house.
Steve & Yvonne (homeowners)

In my experience, the best-known and most-respected loan brokerage in
this area is MPR Financial. I particularly recommend Tom Nitsan.
Tom is responsive, clear, direct, and he does what he says he will do.
I've been working with Tom for over 10 years, and he is who I trusted
with the mortgage on my own home purchase.
Holly Rose (Realtor, Berkeley, CA)

Dear Ted:
Thanks for taking good care of Cidny and Alex and getting
everything done in a timely way! Always a pleasure to work
with you. Stan (Wells & Bennet Realtors, Oakland, CA)

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