MPR Financial
1320 Solano Ave, Suite 201
Albany, CA 94706
510-527-6146

Mortgage home loans for the San Francisco Bay Area
including Oakland, San Jose, Marin and the East Bay.
Submit your application online or call 510-527-6146.

MPR Financial


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Our goal is to deliver to you the best home loan available, in the shortest time, while making the process as easy and effortless as possible. We hope that you'll join our thousands of satisfied clients, and make us your choice mortgage broker.

Filling the loan application online saves you time, and is convenient and safe with our secure server. Follow the simple instructions and you'll be done with your loan application in minutes.
Click here to apply online.

If you have a question or a message for your loan rep, click here to post it online. The message will be delivered to your loan rep instantly, and a confirmation will be emailed to you.

Tom Nitsan is a great mortgage broker. He's with MPR Financial (apparently, they're all great in that office). Refinancing is very very easy when Tom's on the case. I did a lot of research on my own and came up with nothing that could compare with what Tom was offering. We chose the no-cost mortgage, which was absolutely painless... Jodi (homeowner)

Dear Ted: Thank you for making our first home buying experience manageable and well-supported. You offered mortgage choices that were clearly responsive our needs, and you made the facts and figures easy to understand. When we encountered an unanticipated glitch, you gave us great advice and advocated successfully on our behalf with the lender. As novices to this experience, our biggest fear was that we would be surprised by changes in terms or costs along the way. You assured us that the figures would turn out as you initially presented them and indeed the bottom line was right on target. It was a pleasure to do business with you and we will unhesitatingly and confidently recommend you to friends. Deborah & Jacques (homeowners)

I highly recommend Jon Riccardi at MPR Financial. We used a mortgage broker 6 years ago with our first house and swore we'd never use one again after all the shenanigans played on us. We financed our second home directly through a bank. In January we wanted to refinance and got quotes from all the banks which I felt were too high. Jon came highly recommended from our financial planner so we went back on our promise and used him. I couldn't have been happier. His business makes its money on volume not junk fees and broker fees. Up front he tells you what the costs will be and that's what they are when you go to sign the papers. Kathy (homeowner)

Dear Jennifer: We would like to once again express our sincere "thanks" for making this happen. As we zoomed through this process, we realized many things - certainly getting the right mortgage and having you on our team made the process enjoyable and efficient. We will certainly have you in mind, when we get ready to refinance or buy our next property, and, needless to say provide good reference and referrals. Pleasure working with you. Harish (homeowner).

I highly recommend Tom Nitsan at MPR Financial. We worked with him when we bought our house originally and he's helped us with 2 refinances. He's really great about providing different options (rates, costs, points) and explaining them. We've always found him helpful and really easy to work with. Kana (homeowner)

Dear Ted: We wanted to thank you for helping us purchace of our first home. You were very helpful during the entire process, answering any and all questions we had with promptness, thoroughness and patience which we think are hard to find. We would recommend you warmly to any of our friends or family looking for a new house. Steve & Yvonne (homeowners)

In my experience, the best-known and most-respected loan brokerage in this area is MPR Financial. I particularly recommend Tom Nitsan. Tom is responsive, clear, direct, and he does what he says he will do. I've been working with Tom for over 10 years, and he is who I trusted with the mortgage on my own home purchase. Holly Rose (Realtor, Berkeley, CA)

Dear Ted: Thanks for taking good care of Cidny and Alex and getting everything done in a timely way! Always a pleasure to work with you. Stan (Wells & Bennet Realtors, Oakland, CA)




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